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Individual Retirement Accounts

IRA traditional certificates of deposit are a perfect, secure way for you to earn interest while you prepare for your retirement.

  • $100 minimum opening deposit

  • Variable term ranges

  • Maximum annual contribution is 100% of earned income or $5,000, whichever is less

  • IRS penalties apply to withdrawals from IRAs prior to age 59½

  • Spousal IRA’s available

  • If over 50 years of age, maximum annual contribution is 100% earned income or $6,000, whichever is less

  • Roth IRA’s also available