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Email Phishing

About E-mail Phishing

While people are becoming more aware of how to protect themselves from most consumer fraud, the numbers of victims of e-mail fraud are growing rapidly. According to some experts, e-mail fraud schemes have become the most prevalent crime on the Internet.

Cleverly disguised as urgent emails from First Community Bank or Internet Service providers, a "phishing" e-mail will try to trick consumers into divulging their credit card and bank account numbers using fake web sites. They may even request the consumer to disclose their Social Security number.

It is important to know how authentic these e-mails can look. These criminals, known as phishers, are stealing actual company messages and logos to create convincing messages. When clicking through a link a person may actually think they are being taken to the First Community Bank web site when, in fact, they are being rerouted to the "phisher's" site or pop-up box. Here is an example of a fraudulent (spoofed) web site:

To identify questionable email, look for the following:

URL code can easily be disguised. The URL is the actual address that is in your browser bar for the web site you are going to. These links are often in email messages so it is easy to just click straight to the site. The URL may say one thing, but actually take you to a different location.

Secure Socket Layer - If a web site is secure, you will see a little yellow lock in the lower right-hand corner.

When you hover your mouse over this lock a pop-up box will appear that tells you it is a secure socket layer.

If you are unsure if an email solicitation is authentic, contact us and ask if the requested information is authentic.


First Community Bank wants its customers to be aware of this growing trend in e-mail fraud. First Community Bank staff will never ask for account numbers or personal information via e-mail. We are dedicated to the privacy and protection of our members while using our secure Internet website to offer convenient and safe online banking.